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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,009 | $185,312-71.4% | $161,489-67.2% | $154,746-65.7% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.7%-3.7pp | 80.7%-5.7pp |
| Annual return | 19.25% | 103.84%-84.6pp | 89.72%-70.5pp | 172.34%-153.1pp |
| Employer contribution / active EE | $1,845 | $4,769-61.3% | $4,268-56.8% | $4,379-57.9% |
| Participant deferral / active EE | $7,002 | $6,350+10.3% | $5,630+24.4% | $6,730+4.0% |
| Admin fee / account holder | $925 | $18,654-95.0% | $16,006-94.2% | $14,365-93.6% |