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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,650 | $160,040-87.7% | $147,096-86.6% | $145,877-86.5% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 4.04% | 98.49%-94.5pp | 419.75%-415.7pp | 551.28%-547.2pp |
| Employer contribution / active EE | $2,533 | $5,289-52.1% | $4,936-48.7% | $4,663-45.7% |
| Participant deferral / active EE | $5,652 | $8,429-32.9% | $8,071-30.0% | $6,691-15.5% |
| Admin fee / account holder | $13,992 | $15,050-7.0% | $13,005+7.6% | $13,402+4.4% |