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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,384 | $138,102-86.0% | $125,381-84.5% | $134,532-85.6% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -33.50% | 750.73%-784.2pp | 572.31%-605.8pp | 418.27%-451.8pp |
| Employer contribution / active EE | $3,535 | $5,245-32.6% | $4,815-26.6% | $4,741-25.4% |
| Participant deferral / active EE | $12,972 | $7,801+66.3% | $7,448+74.2% | $6,401+102.7% |
| Admin fee / account holder | $974 | $11,568-91.6% | $10,007-90.3% | $11,429-91.5% |