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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,816 | $156,398-41.3% | $147,318-37.7% | $138,895-33.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 74.52% | 78.75%-4.2pp | 70.43%+4.1pp | 145.39%-70.9pp |
| Employer contribution / active EE | $4,675 | $4,853-3.7% | $4,593+1.8% | $4,194+11.5% |
| Participant deferral / active EE | $8,441 | $8,237+2.5% | $7,906+6.8% | $6,396+32.0% |
| Admin fee / account holder | $1,230 | $14,976-91.8% | $13,708-91.0% | $12,562-90.2% |