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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,967 | $160,028+16.2% | $147,080+26.4% | $145,884+27.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.20% | 98.60%-84.4pp | 420.17%-406.0pp | 551.85%-537.6pp |
| Employer contribution / active EE | $3,595 | $5,286-32.0% | $4,933-27.1% | $4,662-22.9% |
| Participant deferral / active EE | $11,183 | $8,422+32.8% | $8,066+38.6% | $6,690+67.2% |
| Admin fee / account holder | $1,517 | $15,030-89.9% | $12,989-88.3% | $13,392-88.7% |