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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,359 | $165,351-65.9% | $149,710-62.4% | $158,931-64.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 5.20% | 348.19%-343.0pp | 276.63%-271.4pp | 302.86%-297.7pp |
| Employer contribution / active EE | $11,954 | $5,103+134.2% | $4,645+157.4% | $4,761+151.1% |
| Participant deferral / active EE | $6,500 | $7,181-9.5% | $6,842-5.0% | $5,982+8.7% |
| Admin fee / account holder | $46,213 | $10,807+327.6% | $9,309+396.4% | $11,247+310.9% |