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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,359 | $165,399-65.9% | $149,745-62.4% | $158,982-64.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 5.20% | 348.34%-343.1pp | 276.72%-271.5pp | 302.99%-297.8pp |
| Employer contribution / active EE | $11,954 | $5,105+134.2% | $4,646+157.3% | $4,763+151.0% |
| Participant deferral / active EE | $6,500 | $7,183-9.5% | $6,843-5.0% | $5,983+8.6% |
| Admin fee / account holder | $46,213 | $10,811+327.5% | $9,312+396.3% | $11,252+310.7% |