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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,699 | $106,864-38.5% | $147,318-55.4% | $82,637-20.5% |
| Participation rate | 94.6% | 75.5%+19.1pp | 82.1%+12.5pp | 68.1%+26.5pp |
| Annual return | 23.06% | 27.49%-4.4pp | 70.43%-47.4pp | 53.51%-30.4pp |
| Employer contribution / active EE | $5,184 | $3,417+51.7% | $4,593+12.9% | $2,552+103.1% |
| Participant deferral / active EE | $18,066 | $6,496+178.1% | $7,906+128.5% | $4,126+337.8% |
| Admin fee / account holder | $1,888 | $8,415-77.6% | $13,708-86.2% | $7,339-74.3% |