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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,955 | $71,873-22.1% | $86,698-35.5% | $68,490-18.3% |
| Participation rate | 60.9% | 72.2%-11.3pp | 76.6%-15.7pp | 67.9%-7.0pp |
| Annual return | -10.71% | 3.54%-14.2pp | 35.96%-46.7pp | -7.85%-2.9pp |
| Employer contribution / active EE | $1,419 | $2,173-34.7% | $2,837-50.0% | $2,597-45.3% |
| Participant deferral / active EE | $2,362 | $3,779-37.5% | $4,656-49.3% | $4,028-41.4% |
| Admin fee / account holder | $7,509 | $6,110+22.9% | $7,492+0.2% | $5,403+39.0% |