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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,345 | $72,486+16.4% | $87,103-3.2% | $72,976+15.6% |
| Participation rate | 60.3% | 72.8%-12.5pp | 76.9%-16.6pp | 69.5%-9.2pp |
| Annual return | 18.24% | 24.46%-6.2pp | 28.19%-10.0pp | 81.02%-62.8pp |
| Employer contribution / active EE | $1,259 | $1,894-33.5% | $2,521-50.1% | $2,440-48.4% |
| Participant deferral / active EE | $2,648 | $3,270-19.0% | $4,049-34.6% | $3,608-26.6% |
| Admin fee / account holder | $3,631 | $5,055-28.2% | $7,491-51.5% | $5,124-29.1% |