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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,874 | $28,624-90.0% | $53,647-94.6% | $82,637-96.5% |
| Participation rate | 90.2% | 47.3%+43.0pp | 56.3%+34.0pp | 68.1%+22.2pp |
| Annual return | 22.93% | 664.98%-642.0pp | 358.33%-335.4pp | 53.51%-30.6pp |
| Employer contribution / active EE | $843 | $637+32.5% | $962-12.3% | $2,552-67.0% |
| Participant deferral / active EE | $1,611 | $1,196+34.6% | $1,813-11.2% | $4,126-61.0% |
| Admin fee / account holder | $646 | $2,022-68.1% | $2,460-73.7% | $7,339-91.2% |