Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,724 | $175,212-90.5% | $149,682-88.8% | $139,427-88.0% |
| Participation rate | 54.2% | 83.4%-29.2pp | 78.8%-24.6pp | 80.3%-26.2pp |
| Annual return | 10.64% | 166.63%-156.0pp | 134.35%-123.7pp | 373.27%-362.6pp |
| Employer contribution / active EE | $1,117 | $5,475-79.6% | $4,818-76.8% | $4,752-76.5% |
| Participant deferral / active EE | $2,726 | $6,520-58.2% | $5,681-52.0% | $6,711-59.4% |
| Admin fee / account holder | $349 | $16,150-97.8% | $13,210-97.4% | $11,404-96.9% |