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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,571 | $148,582+16.1% | $135,942+26.9% | $139,456+23.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.19% | 79.26%-64.1pp | 68.28%-53.1pp | 373.45%-358.3pp |
| Employer contribution / active EE | $5,789 | $5,245+10.4% | $4,858+19.2% | $4,753+21.8% |
| Participant deferral / active EE | $14,689 | $8,101+81.3% | $7,759+89.3% | $6,711+118.9% |
| Admin fee / account holder | $6,808 | $12,402-45.1% | $10,764-36.8% | $11,407-40.3% |