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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,358 | $209,847-86.5% | $189,520-85.0% | $167,518-83.1% |
| Participation rate | 90.5% | 88.7%+1.8pp | 87.8%+2.7pp | 82.1%+8.4pp |
| Annual return | 12.77% | 748.45%-735.7pp | 555.25%-542.5pp | 478.71%-465.9pp |
| Employer contribution / active EE | $3,040 | $6,913-56.0% | $6,161-50.7% | $4,838-37.2% |
| Participant deferral / active EE | $5,226 | $8,934-41.5% | $8,220-36.4% | $6,342-17.6% |
| Admin fee / account holder | $437 | $14,295-96.9% | $12,046-96.4% | $12,312-96.5% |