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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,319 | $92,743-54.4% | $82,744-48.9% | $134,532-68.5% |
| Participation rate | 76.5% | 75.2%+1.3pp | 72.6%+3.9pp | 81.2%-4.8pp |
| Annual return | -17.62% | 946.63%-964.3pp | 702.22%-719.8pp | 418.27%-435.9pp |
| Employer contribution / active EE | $7,927 | $3,273+142.2% | $3,008+163.5% | $4,741+67.2% |
| Participant deferral / active EE | $2,064 | $4,802-57.0% | $4,395-53.0% | $6,401-67.8% |
| Admin fee / account holder | $6,889 | $5,977+15.3% | $5,325+29.4% | $11,429-39.7% |