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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,267 | $99,875+21.4% | $146,866-17.4% | $86,983+39.4% |
| Participation rate | 86.2% | 75.8%+10.4pp | 82.5%+3.7pp | 69.5%+16.7pp |
| Annual return | 13.21% | 28.10%-14.9pp | 102.85%-89.6pp | 25.83%-12.6pp |
| Employer contribution / active EE | $2,532 | $3,224-21.5% | $4,425-42.8% | $2,584-2.0% |
| Participant deferral / active EE | $4,430 | $6,322-29.9% | $7,759-42.9% | $4,194+5.6% |
| Admin fee / account holder | $12,572 | $7,838+60.4% | $13,620-7.7% | $7,856+60.0% |