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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,754 | $98,776-10.1% | $149,745-40.7% | $79,856+11.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 10.98% | 27.38%-16.4pp | 276.72%-265.7pp | 31.71%-20.7pp |
| Employer contribution / active EE | $1,750 | $3,217-45.6% | $4,646-62.3% | $2,471-29.2% |
| Participant deferral / active EE | $3,331 | $5,681-41.4% | $6,843-51.3% | $3,741-11.0% |
| Admin fee / account holder | $11,851 | $6,053+95.8% | $9,312+27.3% | $5,306+123.3% |