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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,023 | $148,623-58.3% | $135,974-54.4% | $139,466-55.5% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 21.13% | 79.30%-58.2pp | 68.30%-47.2pp | 373.66%-352.5pp |
| Employer contribution / active EE | $3,573 | $5,246-31.9% | $4,859-26.5% | $4,754-24.8% |
| Participant deferral / active EE | $12,857 | $8,103+58.7% | $7,760+65.7% | $6,712+91.6% |
| Admin fee / account holder | $6,869 | $12,406-44.6% | $10,767-36.2% | $11,409-39.8% |