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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,677 | $192,829-5.3% | $142,516+28.2% | $139,466+31.0% |
| Participation rate | 27.3% | 81.4%-54.2pp | 76.8%-49.5pp | 80.3%-53.1pp |
| Annual return | 25.67% | 17.99%+7.7pp | 19.99%+5.7pp | 373.66%-348.0pp |
| Employer contribution / active EE | $567 | $5,808-90.2% | $4,849-88.3% | $4,754-88.1% |
| Participant deferral / active EE | $4,091 | $7,200-43.2% | $6,280-34.9% | $6,712-39.1% |
| Admin fee / account holder | $8 | $15,120-99.9% | $10,008-99.9% | $11,409-99.9% |