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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,583 | $203,483-28.5% | $152,473-4.5% | $167,536-13.1% |
| Participation rate | 37.5% | 82.3%-44.8pp | 78.2%-40.7pp | 82.1%-44.6pp |
| Annual return | 225.22% | 13.80%+211.4pp | 757.59%-532.4pp | 478.82%-253.6pp |
| Employer contribution / active EE | $1,208 | $5,219-76.9% | $4,326-72.1% | $4,839-75.0% |
| Participant deferral / active EE | $5,411 | $6,711-19.4% | $5,817-7.0% | $6,342-14.7% |
| Admin fee / account holder | $0 | $22,521-100.0% | $15,811-100.0% | $12,315-100.0% |