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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,072 | $202,440-95.0% | $169,390-94.1% | $139,466-92.8% |
| Participation rate | 78.6% | 81.1%-2.5pp | 77.2%+1.4pp | 80.3%-1.8pp |
| Annual return | 44.86% | 532.36%-487.5pp | 406.07%-361.2pp | 373.66%-328.8pp |
| Employer contribution / active EE | $2,239 | $4,693-52.3% | $4,013-44.2% | $4,754-52.9% |
| Participant deferral / active EE | $4,550 | $6,940-34.4% | $6,222-26.9% | $6,712-32.2% |
| Admin fee / account holder | $338 | $10,722-96.8% | $9,015-96.3% | $11,409-97.0% |