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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,703 | $148,623-29.6% | $135,974-23.0% | $139,466-24.9% |
| Participation rate | 78.6% | 83.9%-5.3pp | 81.9%-3.3pp | 80.3%-1.8pp |
| Annual return | 16.41% | 79.30%-62.9pp | 68.30%-51.9pp | 373.66%-357.3pp |
| Employer contribution / active EE | $4,340 | $5,246-17.3% | $4,859-10.7% | $4,754-8.7% |
| Participant deferral / active EE | $9,412 | $8,103+16.2% | $7,760+21.3% | $6,712+40.2% |
| Admin fee / account holder | $613 | $12,406-95.1% | $10,767-94.3% | $11,409-94.6% |