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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,729 | $141,004-92.4% | $112,273-90.4% | $139,456-92.3% |
| Participation rate | 50.0% | 79.2%-29.2pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 43.88% | 32.75%+11.1pp | 30.23%+13.6pp | 373.45%-329.6pp |
| Employer contribution / active EE | $1,615 | $4,285-62.3% | $3,431-52.9% | $4,753-66.0% |
| Participant deferral / active EE | $2,606 | $5,878-55.7% | $4,800-45.7% | $6,711-61.2% |
| Admin fee / account holder | $117 | $9,959-98.8% | $7,752-98.5% | $11,407-99.0% |