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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,739 | $201,264-38.0% | $184,185-32.3% | $145,978-14.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.08% | 29.00%-17.9pp | 28.81%-17.7pp | 550.52%-539.4pp |
| Employer contribution / active EE | $5,906 | $7,021-15.9% | $6,426-8.1% | $4,662+26.7% |
| Participant deferral / active EE | $8,206 | $9,806-16.3% | $9,132-10.1% | $6,690+22.7% |
| Admin fee / account holder | $7,049 | $16,376-57.0% | $13,909-49.3% | $13,400-47.4% |