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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,312 | $100,938-97.7% | $90,461-97.4% | $158,982-98.5% |
| Participation rate | 77.3% | 75.0%+2.2pp | 72.7%+4.6pp | 82.0%-4.7pp |
| Annual return | -6.98% | 1727.20%-1734.2pp | 1294.76%-1301.7pp | 302.99%-310.0pp |
| Employer contribution / active EE | $615 | $3,691-83.3% | $3,264-81.2% | $4,763-87.1% |
| Participant deferral / active EE | $945 | $4,350-78.3% | $3,964-76.2% | $5,983-84.2% |
| Admin fee / account holder | $4,681 | $6,510-28.1% | $5,617-16.7% | $11,252-58.4% |