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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,734 | $102,938-40.0% | $94,105-34.4% | $138,895-55.6% |
| Participation rate | 91.7% | 74.6%+17.0pp | 71.9%+19.7pp | 79.9%+11.7pp |
| Annual return | 16.61% | 250.28%-233.7pp | 204.55%-187.9pp | 145.39%-128.8pp |
| Employer contribution / active EE | $1,004 | $2,732-63.3% | $2,504-59.9% | $4,194-76.1% |
| Participant deferral / active EE | $1,832 | $4,196-56.4% | $3,881-52.8% | $6,396-71.4% |
| Admin fee / account holder | $6,394 | $6,600-3.1% | $6,199+3.1% | $12,562-49.1% |