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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,607 | $138,102-58.3% | $125,381-54.1% | $134,532-57.2% |
| Participation rate | 81.8% | 84.5%-2.7pp | 82.4%-0.6pp | 81.2%+0.6pp |
| Annual return | -19.11% | 750.73%-769.8pp | 572.31%-591.4pp | 418.27%-437.4pp |
| Employer contribution / active EE | $8,492 | $5,245+61.9% | $4,815+76.4% | $4,741+79.1% |
| Participant deferral / active EE | $10,458 | $7,801+34.1% | $7,448+40.4% | $6,401+63.4% |
| Admin fee / account holder | $433 | $11,568-96.3% | $10,007-95.7% | $11,429-96.2% |