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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,357 | $165,381-73.2% | $149,730-70.4% | $158,966-72.1% |
| Participation rate | 62.5% | 84.6%-22.1pp | 82.5%-20.0pp | 82.0%-19.5pp |
| Annual return | 116.28% | 348.29%-232.0pp | 276.70%-160.4pp | 302.95%-186.7pp |
| Employer contribution / active EE | $3,841 | $5,104-24.7% | $4,645-17.3% | $4,762-19.3% |
| Participant deferral / active EE | $7,980 | $7,182+11.1% | $6,843+16.6% | $5,983+33.4% |
| Admin fee / account holder | $20 | $10,809-99.8% | $9,310-99.8% | $11,250-99.8% |