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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,770 | $160,070-45.2% | $147,117-40.3% | $145,897-39.8% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.1pp | 80.3%+13.0pp |
| Annual return | 18.74% | 98.69%-79.9pp | 420.54%-401.8pp | 552.29%-533.5pp |
| Employer contribution / active EE | $6,180 | $5,285+17.0% | $4,932+25.3% | $4,663+32.6% |
| Participant deferral / active EE | $9,074 | $8,419+7.8% | $8,065+12.5% | $6,689+35.6% |
| Admin fee / account holder | $7,706 | $15,035-48.7% | $12,993-40.7% | $13,390-42.5% |