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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,370 | $138,102-10.7% | $125,381-1.6% | $134,532-8.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.03% | 750.73%-770.8pp | 572.31%-592.3pp | 418.27%-438.3pp |
| Employer contribution / active EE | $23,928 | $5,245+356.2% | $4,815+396.9% | $4,741+404.7% |
| Participant deferral / active EE | $17,160 | $7,801+120.0% | $7,448+130.4% | $6,401+168.1% |
| Admin fee / account holder | $2,344 | $11,568-79.7% | $10,007-76.6% | $11,429-79.5% |