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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,719 | $165,399-42.1% | $149,745-36.1% | $158,982-39.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 1663.28% | 348.34%+1314.9pp | 276.72%+1386.6pp | 302.99%+1360.3pp |
| Employer contribution / active EE | $8,676 | $5,105+70.0% | $4,646+86.7% | $4,763+82.2% |
| Participant deferral / active EE | $23,977 | $7,183+233.8% | $6,843+250.4% | $5,983+300.7% |
| Admin fee / account holder | $4,283 | $10,811-60.4% | $9,312-54.0% | $11,252-61.9% |