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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,719 | $165,361-42.1% | $149,715-36.1% | $158,950-39.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 1663.28% | 348.24%+1315.0pp | 276.66%+1386.6pp | 302.91%+1360.4pp |
| Employer contribution / active EE | $8,676 | $5,103+70.0% | $4,645+86.8% | $4,762+82.2% |
| Participant deferral / active EE | $23,977 | $7,182+233.9% | $6,842+250.4% | $5,983+300.8% |
| Admin fee / account holder | $4,283 | $10,808-60.4% | $9,310-54.0% | $11,248-61.9% |