Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,141 | $100,801-76.1% | $149,715-83.9% | $73,412-67.1% |
| Participation rate | 44.1% | 77.7%-33.6pp | 82.5%-38.4pp | 72.2%-28.1pp |
| Annual return | 35.89% | 265.34%-229.4pp | 276.66%-240.8pp | 59.30%-23.4pp |
| Employer contribution / active EE | $1,280 | $3,312-61.3% | $4,645-72.4% | $2,234-42.7% |
| Participant deferral / active EE | $2,582 | $6,404-59.7% | $6,842-62.3% | $3,806-32.2% |
| Admin fee / account holder | $210 | $181+16.0% | $9,310-97.7% | $158+32.8% |