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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,248 | $50,958-44.6% | $74,552-62.1% | $64,181-56.0% |
| Participation rate | 25.9% | 61.1%-35.1pp | 69.1%-43.2pp | 69.6%-43.6pp |
| Annual return | 30.15% | -1.86%+32.0pp | 32.53%-2.4pp | 7.63%+22.5pp |
| Employer contribution / active EE | $353 | $1,115-68.4% | $1,961-82.0% | $2,381-85.2% |
| Participant deferral / active EE | $1,368 | $2,301-40.5% | $3,108-56.0% | $3,470-60.6% |
| Admin fee / account holder | $9,218 | $4,223+118.3% | $5,060+82.2% | $4,887+88.6% |