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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,068 | $159,978-90.0% | $147,041-89.1% | $145,978-89.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 25.40% | 98.36%-73.0pp | 419.21%-393.8pp | 550.52%-525.1pp |
| Employer contribution / active EE | $4,134 | $5,288-21.8% | $4,935-16.2% | $4,662-11.3% |
| Participant deferral / active EE | $6,390 | $8,429-24.2% | $8,071-20.8% | $6,690-4.5% |
| Admin fee / account holder | $2,407 | $15,053-84.0% | $13,006-81.5% | $13,400-82.0% |