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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,668 | $102,393+109.7% | $147,041+46.0% | $80,911+165.3% |
| Participation rate | 94.0% | 75.9%+18.1pp | 82.2%+11.8pp | 67.6%+26.3pp |
| Annual return | 11.80% | 134.95%-123.1pp | 419.21%-407.4pp | 35.63%-23.8pp |
| Employer contribution / active EE | $4,957 | $3,715+33.4% | $4,935+0.5% | $2,756+79.9% |
| Participant deferral / active EE | $9,747 | $6,647+46.6% | $8,071+20.8% | $4,297+126.8% |
| Admin fee / account holder | $3,725 | $7,943-53.1% | $13,006-71.4% | $6,935-46.3% |