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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,668 | $102,429+109.6% | $147,096+45.9% | $80,925+165.3% |
| Participation rate | 94.0% | 75.9%+18.1pp | 82.2%+11.8pp | 67.7%+26.3pp |
| Annual return | 11.80% | 135.02%-123.2pp | 419.75%-407.9pp | 35.65%-23.8pp |
| Employer contribution / active EE | $4,957 | $3,716+33.4% | $4,936+0.4% | $2,756+79.9% |
| Participant deferral / active EE | $9,747 | $6,649+46.6% | $8,071+20.8% | $4,299+126.8% |
| Admin fee / account holder | $3,725 | $7,957-53.2% | $13,005-71.4% | $6,940-46.3% |