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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,967 | $138,078-89.9% | $125,363-88.9% | $134,509-89.6% |
| Participation rate | 92.9% | 84.5%+8.4pp | 82.4%+10.5pp | 81.2%+11.6pp |
| Annual return | 10.05% | 750.49%-740.4pp | 572.15%-562.1pp | 418.13%-408.1pp |
| Employer contribution / active EE | $6,639 | $5,245+26.6% | $4,815+37.9% | $4,741+40.0% |
| Participant deferral / active EE | $4,148 | $7,800-46.8% | $7,447-44.3% | $6,400-35.2% |
| Admin fee / account holder | $1,057 | $11,566-90.9% | $10,005-89.4% | $11,427-90.7% |