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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,708 | $93,598-73.6% | $135,974-81.8% | $75,173-67.1% |
| Participation rate | 82.5% | 75.2%+7.3pp | 81.9%+0.6pp | 67.2%+15.3pp |
| Annual return | 48.18% | 30.89%+17.3pp | 68.30%-20.1pp | 160.72%-112.5pp |
| Employer contribution / active EE | $6,311 | $3,538+78.4% | $4,859+29.9% | $2,671+136.3% |
| Participant deferral / active EE | $12,076 | $6,405+88.5% | $7,760+55.6% | $4,126+192.7% |
| Admin fee / account holder | $4,207 | $6,978-39.7% | $10,767-60.9% | $5,651-25.6% |