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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,679 | $156,963-93.8% | $121,204-92.0% | $139,466-93.1% |
| Participation rate | 58.3% | 76.5%-18.1pp | 69.5%-11.2pp | 80.3%-22.0pp |
| Annual return | 42.49% | 1476.75%-1434.3pp | 987.18%-944.7pp | 373.66%-331.2pp |
| Employer contribution / active EE | $501 | $5,544-91.0% | $4,170-88.0% | $4,754-89.5% |
| Participant deferral / active EE | $3,101 | $4,848-36.0% | $4,083-24.0% | $6,712-53.8% |
| Admin fee / account holder | $90 | $6,953-98.7% | $5,651-98.4% | $11,409-99.2% |