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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,910 | $73,988+416.2% | $96,538+295.6% | $75,177+408.0% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 18.34% | 26.73%-8.4pp | 35.74%-17.4pp | 160.75%-142.4pp |
| Employer contribution / active EE | $14,762 | $2,930+403.8% | $3,740+294.7% | $2,671+452.6% |
| Participant deferral / active EE | $11,808 | $3,660+222.6% | $4,880+141.9% | $4,126+186.1% |
| Admin fee / account holder | $7,807 | $5,220+49.6% | $6,737+15.9% | $5,651+38.1% |