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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,070 | $64,729+394.5% | $112,263+185.1% | $68,490+367.3% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -16.40% | -11.40%-5.0pp | 27.49%-43.9pp | -7.85%-8.5pp |
| Employer contribution / active EE | $13,603 | $2,746+395.4% | $3,636+274.1% | $2,597+423.9% |
| Participant deferral / active EE | $11,119 | $3,566+211.8% | $4,729+135.1% | $4,028+176.1% |
| Admin fee / account holder | $11,223 | $5,222+114.9% | $6,410+75.1% | $5,403+107.7% |