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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,161 | $49,896-93.7% | $80,627-96.1% | $75,173-95.8% |
| Participation rate | 48.1% | 55.3%-7.2pp | 67.0%-18.9pp | 67.2%-19.1pp |
| Annual return | 0.00% | 34.67%-34.7pp | 936.76%-936.8pp | 160.72%-160.7pp |
| Employer contribution / active EE | $645 | $1,699-62.0% | $2,723-76.3% | $2,671-75.8% |
| Participant deferral / active EE | $1,154 | $2,992-61.4% | $4,443-74.0% | $4,126-72.0% |
| Admin fee / account holder | $45 | $3,578-98.7% | $5,381-99.2% | $5,651-99.2% |