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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC1+ years Filed as: UBS FINANCIAL SERVICES, INC. Service code 27 · EIN 13-2638166 | Advisory (Plan) | $182,483 |
NEWPORT GROUP, INC.1+ years Service code 12 · EIN 27-2037969 | Distribution (12b-1) fees; Direct pay... | $33,481 |
NEWPORT GROUP, INC.1+ years Filed as: NEWPORT TRUST COMPANY Service code 21 · EIN 27-4411131 | Bank Trustee | $12,150 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,848 | $46,332+134.9% | $143,797-24.3% | $64,824+67.9% |
| Participation rate | 68.3% | 64.2%+4.0pp | 80.3%-12.0pp | 71.5%-3.2pp |
| Annual return | 73.27% | -10.05%+83.3pp | -0.04%+73.3pp | 32.84%+40.4pp |
| Employer contribution / active EE | $1,981 | $1,911+3.7% | $4,952-60.0% | $2,507-21.0% |
| Participant deferral / active EE | $4,342 | $2,647+64.0% | $5,638-23.0% | $4,311+0.7% |
| Admin fee / account holder | $358 | $154+133.0% | $14,679-97.6% | $188+90.8% |