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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,325 | $148,582-44.6% | $135,942-39.4% | $139,456-41.0% |
| Participation rate | 42.9% | 83.9%-41.0pp | 81.9%-39.1pp | 80.3%-37.5pp |
| Annual return | 19.06% | 79.26%-60.2pp | 68.28%-49.2pp | 373.45%-354.4pp |
| Employer contribution / active EE | $3,682 | $5,245-29.8% | $4,858-24.2% | $4,753-22.5% |
| Participant deferral / active EE | $10,556 | $8,101+30.3% | $7,759+36.0% | $6,711+57.3% |
| Admin fee / account holder | $4,109 | $12,402-66.9% | $10,764-61.8% | $11,407-64.0% |