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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,535 | $93,117-74.7% | $77,096-69.5% | $134,532-82.5% |
| Participation rate | 80.0% | 74.5%+5.5pp | 67.9%+12.1pp | 81.2%-1.2pp |
| Annual return | -28.64% | 62.67%-91.3pp | 42.35%-71.0pp | 418.27%-446.9pp |
| Employer contribution / active EE | $5,409 | $3,420+58.1% | $2,814+92.2% | $4,741+14.1% |
| Participant deferral / active EE | $5,846 | $5,241+11.5% | $4,429+32.0% | $6,401-8.7% |
| Admin fee / account holder | $1,525 | $6,948-78.1% | $5,428-71.9% | $11,429-86.7% |