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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,056 | $175,259-84.6% | $149,723-81.9% | $139,487-80.6% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 23.75% | 166.82%-143.1pp | 134.50%-110.7pp | 373.84%-350.1pp |
| Employer contribution / active EE | $1,114 | $5,478-79.7% | $4,821-76.9% | $4,755-76.6% |
| Participant deferral / active EE | $3,281 | $6,522-49.7% | $5,682-42.3% | $6,713-51.1% |
| Admin fee / account holder | $371 | $16,158-97.7% | $13,215-97.2% | $11,407-96.8% |