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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,747 | $167,353-94.8% | $143,797-93.9% | $134,545-93.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | 26.34% | 0.48%+25.9pp | -0.04%+26.4pp | 418.37%-392.0pp |
| Employer contribution / active EE | $960 | $5,620-82.9% | $4,952-80.6% | $4,742-79.8% |
| Participant deferral / active EE | $2,731 | $6,447-57.6% | $5,638-51.6% | $6,401-57.3% |
| Admin fee / account holder | $497 | $18,096-97.3% | $14,679-96.6% | $11,431-95.7% |