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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,833 | $91,537-57.6% | $130,045-70.1% | $75,173-48.3% |
| Participation rate | 64.9% | 71.5%-6.6pp | 78.5%-13.6pp | 67.2%-2.3pp |
| Annual return | 17.53% | -631.55%+649.1pp | -137.30%+154.8pp | 160.72%-143.2pp |
| Employer contribution / active EE | $1,775 | $2,845-37.6% | $4,321-58.9% | $2,671-33.6% |
| Participant deferral / active EE | $3,518 | $4,343-19.0% | $5,820-39.6% | $4,126-14.8% |
| Admin fee / account holder | $3,415 | $6,780-49.6% | $10,600-67.8% | $5,651-39.6% |