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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,776 | $152,612-85.1% | $125,192-81.8% | $152,897-85.1% |
| Participation rate | 85.7% | 83.3%+2.4pp | 79.8%+5.9pp | 82.5%+3.3pp |
| Annual return | 0.00% | 54.85%-54.8pp | 43.79%-43.8pp | 345.43%-345.4pp |
| Employer contribution / active EE | $1,624 | $4,947-67.2% | $3,866-58.0% | $4,764-65.9% |
| Participant deferral / active EE | $2,320 | $5,868-60.5% | $4,937-53.0% | $5,851-60.4% |
| Admin fee / account holder | $2,720 | $13,437-79.8% | $9,704-72.0% | $11,599-76.6% |