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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,755 | $190,916-60.8% | $160,037-53.3% | $134,545-44.4% |
| Participation rate | 83.3% | 82.0%+1.4pp | 78.0%+5.3pp | 81.2%+2.1pp |
| Annual return | -27.00% | 552.79%-579.8pp | 408.95%-436.0pp | 418.37%-445.4pp |
| Employer contribution / active EE | $10,810 | $4,996+116.4% | $4,226+155.8% | $4,742+128.0% |
| Participant deferral / active EE | $10,439 | $6,925+50.7% | $6,184+68.8% | $6,401+63.1% |
| Admin fee / account holder | $4,649 | $10,497-55.7% | $8,716-46.7% | $11,431-59.3% |