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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,561 | $227,597-59.8% | $189,575-51.7% | $167,536-45.3% |
| Participation rate | 91.7% | 82.5%+9.2pp | 78.4%+13.2pp | 82.1%+9.6pp |
| Annual return | 18.17% | 78.44%-60.3pp | 64.19%-46.0pp | 478.82%-460.6pp |
| Employer contribution / active EE | $7,495 | $5,316+41.0% | $4,412+69.9% | $4,839+54.9% |
| Participant deferral / active EE | $10,464 | $7,002+49.4% | $6,174+69.5% | $6,342+65.0% |
| Admin fee / account holder | $24,812 | $11,877+108.9% | $9,806+153.0% | $12,315+101.5% |