Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,474 | $106,267-96.7% | $96,520-96.4% | $139,456-97.5% |
| Participation rate | 52.4% | 77.8%-25.5pp | 74.3%-22.0pp | 80.3%-27.9pp |
| Annual return | 75.05% | 38.45%+36.6pp | 35.72%+39.3pp | 373.45%-298.4pp |
| Employer contribution / active EE | $1,109 | $4,105-73.0% | $3,739-70.3% | $4,753-76.7% |
| Participant deferral / active EE | $1,471 | $5,454-73.0% | $4,879-69.8% | $6,711-78.1% |
| Admin fee / account holder | $2,329 | $7,882-70.5% | $6,733-65.4% | $11,407-79.6% |